> Support e-commerce transactions – sales presentment, chargeback, refund.

> Manage large volume of transactions.

> Designed to easily interface with various systems. Bastion Payment Systems offers integration help and full documentation.

> Easy access and reduction processing time for both merchants and consumers.

> Flexible fees and charges structure to meet the merchants various business models.

> Customer visits merchant’s website. Most commercial website offers the convenience of posting orders of their goods or services online.

> Customer selects the goods or services the Merchant offers. The website provides a virtual shopping cart for the selected goods or services.

> Customer pays for the purchase using any of the accredited cards. Bastion Payment Systems provides a secure payment web portal where the customer can post the sale transaction.

> The web portal transmits the sale transaction message to a gateway or transaction hub. The gateway manages the network traffic and directs the sale transaction messages to their next destination.

> The gateway transmits the sale transaction to the Card Processing Network. The Card Processing Network verifies the sale transaction message. It checks if the Card Number is valid; if the Card Status allows the transaction; if the Card’s available balance is sufficient to cover the total sale transaction amount. The Card Processing Network approves or disapproves the sale transaction.

> If the sale transaction is approved, the Card Processing Network processes the sale transaction and  sends a sale confirmation message to the gateway. The gateway routes the sale confirmation message to the Customer’s terminal. The payment web portal displays the confirmation message.

> Depending on the Terms and Condition of the sale, the merchant delivers the goods or service to the Customer.

> If the sale transaction is disapproved, the Card Processing Network sends a transaction decline response to the gateway, The gateway routes the transaction decline response to the Customer’s terminal. The payment web portal displays the decline response.

> Increase sales by accepting card payments from different card types: prepaid, debit, credit cards.

> Opens business on a global scale and a sale window that works 24x7 with mimimal overhead costs.

> Basically no software or hardware investment but with periodic updates.

> A convenient way to shop. The customer can shop at the touch of a button.

> A secure way of purchasing goods. Bastion Payment Systems meets the current industry standards on security and data encryption.

> Supports a variety of card types.